Tangerine Mortgage Rates
Current interest rates
Fixed and Variable Rates
Tangerine approaches mortgage products with a simplistic approach, offering only two forms of closed mortgage rates: fixed or variable. Fixed rates for 1 to 5, 7, and 10 years are available, and the variable rate is applicable only to a 5-year term. Fixed rates are promised for 120 days, and the lower rate is granted if rates drop during the rate guarantee period.
Tangerine is also offering a simple ’25/25′ payment plan, which gives you the flexibility of increasing your payments up to 25% of your original payment each year, and you can make lump sum payments up to 25% of your original mortgage payment throughout the year.
| Term | APR |
|---|---|
| 5 Year Variable | 3.25% |
| 1 Year Fixed | 3.49% |
| 2 Year Fixed | 2.74% |
| 3 Year Fixed | 2.79% |
| 4 Year Fixed | 2.94% |
| 5 Year Fixed | 2.89% |
| 7 Year Fixed | 2.99% |
| 10 Year Fixed | 3.19% |
FAQ
How To Access Tangerine Mortgage Rates
Tangerine doesn’t have any branch locations, so to get the mortgage process started, you have to fill out a mortgage application or communicate with a Tangerine mortgage specialist over the phone at 1-800-568-2190.
Pre-Approval For A Tangerine Mortgage
Once you have gone through the application process for pre-approval, you can easily track the status of your mortgage application through the website online.
Tangerine Mortgage Application Checklist
There are a number of things you must do in order to make your mortgage application process as simple and convenient as possible:
- Personal information
- Information regarding your employment
- Information regarding your assets (investment values, balances on your accounts, ownership of vehicles)
- Information on your income
- Details of the mortgage (payment frequency, term, amortization period, amount of down payment, amount desired)
- Information regarding the property